Nobody heard from him for years. ) or https:// means youve safely connected to the .gov website. Perhaps they died or moved without a forwarding address. Learn about careers at Cox Media Group. (Note: Not every state participates.). And its something Finance needs to start thinking about as summer ends. by inbox788 Sat Sep 12, 2015 10:21 am, Post Member Organizations: UPPO: Unclaimed Property Professional Organization USAGov is the Official Guide to Government Information and Services, Government Agencies and Elected Officials, Indian Tribes and Resources for Native Americans, Commonly Requested U.S. Laws and Regulations, How Laws Are Made and How to Research Them, Personal Legal Issues, Documents, and Family History, Who Can and Cant Vote in U.S. The surest way to know the future is when it becomes the past. This includes the knowledge of how and where to uncover funds owed to holders, which affords him with the ability to provide excellent service to clients in the asset recovery arena. For example, Delaware mails several rounds of invitations a year asking holders to join the Secretary of States Voluntary Disclosure Agreement (VDA) program, successful completion of which includes a waiver of penalties and interest on past-due property. When thats unknown, the second priority rule says that you must remit to the employers state of domicile or incorporation. - Benjamin Franklin, I'm making no recommendation here , but they do have a website. Nathan Byrd. What if your Social Security number is stolen? But you dont need to hire a company to find unclaimed money for you. Is it possible that MarketSphere is a company that claims missing money for a fee? by bogleviewer Thu Aug 28, 2014 5:57 pm, Post Overview of VDA Programs. The trick to securing greater T&E compliance, Rooting out folks who dont belong on your health plan: A 6-point dependent audit checklist, 3 costly misconceptions about biz email compromise, Collecting via email: 4 must-make moves in your subject line, 5 Tough-to-spot signs that an invoice is fake, 120 Proven Communications Tips for Todays CFO, Handling Nonexempt Employee Pay: Stay Compliant and Avoid DOL Audits, T&E Best Practices: Complete Guide to Ensure Compliance, Payroll Best Practices: 4 Ways to Save Time and Money, Innovative Communications Strategies: An Email Case Study, A 5-part Framework for Successful Workplace Communications, Filing reports that arent in each states required format, Failing to report property types that are standard for the companys industry, Reporting much less unclaimed property than similar organizations. Error. How much available credit should you have? Check out the new version of this page on our future website. by fuzz Thu Sep 10, 2015 9:43 am, Post Check to see if you may be owed money using the, Federal taxes were withheld from your pay. All Rights Reserved. All you need to do is call this particular 1-809 number 'right now'! Annual income twenty pounds, annual expenditure nineteen nineteen and six, result happiness; Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery. "A state will never contact you by text," Lobell says. Managing Partner & CEO at MarketSphere Unclaimed Property Specialists Atlanta, Georgia, United States. For example, the Virginia statute allows the state to assess a civil penalty of up to $50 per account for noncompliance with due diligence. I might get around to picking it up from the state someday. Educational Institutions Payroll Conference. Personal loans to pay off credit card debt. In June 2016, GHX acquired Hap-X to expand its e-commerce solution offering and provide visibility from point of order through reconciled payment. Experian does not support Internet Explorer. Bill has a commitment to excellence in all of his initiatives, both internal and external, and he will do whatever is necessary to support the team and our clients. said Mr. DAmato. Launched in 2013 after the divestiture of the Oracle Solutions business, MarketSphere restructured its organization as a holding company with a shared services solution offering for its portfolio companies. by ulrichw Fri Aug 29, 2014 1:42 am, Post You've got to weigh $67 bucks against the likelihood of stepping in it. Over the years, MarketSphere acquired and integrated several smaller companies to accelerate growth of its Unclaimed Property business. These promotions reflect the growth of the firm and the depth and . At MarketSphere, our team is passionate about delivering exceptional client service in all aspects of unclaimed property and we are excited to now have David as part of our team said Jon DAmato, MarketSphere Partner and Unclaimed Property Practice Leader. If you forget to cash a paycheck, overpay a utility bill or leave behind a security deposit, to name a few examples, that money eventually gets handed over to the state if you can't be found. Recognizing opportunities for new ways to serve our clients, Michael has spearheaded multiple initiatives that facilitated increased results for clients and growth of the recovery practice. Have you received a text message or letter notifying you that you're entitled to unclaimed property? How to Avoid Scams and Safely Claim Your Property or Money, National Association of Unclaimed Property Administrators website, Steps to Take if You Are the Victim of Credit Card Fraud, What to Do If Youre a Victim of Tax Identity Theft. The right people, the right tools, the right approach. The Canadian BBB saidthere is no such attorney in Canada.. by Rob5TCP Thu Sep 10, 2015 10:56 am, Post See if your address, email and more are exposed on people finder sites. Nov 18 Unclaimed Property Legislative Updates in Washington and Maryland unclaimedpropertyspecialists.com Launched in 2005 and spun off in 2007. It says it is from Microsoft Corporation, PO BOX 12049, Atlanta, GA 30355. Randy Hutchison, president of the BBB of the Mid-South, toldWHBQthat he was targeted by thescam and said he was almost fooled himself. Unpaid Wages The Department of Labor (DOL) may recover back wages for you if your employer broke labor laws. Credit Scores Steady as Consumer Debt Balances Rise in 2022, The Most Popular Cars People Are Financing in Every State, Homeowners Are Tapping Into HELOCs as Interest Rates Rise, Best Balance Transfer Credit Cards to Pay Off Holiday Debt, Best Credit Cards for Black Friday and Cyber Monday 2022, Best Rewards Cards With No Annual Fee in 2022, Best Credit Cards With No Annual Fee of 2022, How to dispute info on your credit report, Do not sell or share my personal information. So this is a scam after all? Unclaimed Property Research & Analysis American Red Cross Jan 2020 - Feb 20222 years 2 months Disaster and Humanitarian Relief Researched, found and helped American Red Cross claim & recover. A bankruptcy creditor is someone who is owed money by a person or business which declares bankruptcy. California, for example, requires specific wording and even a particular font size. Search the HUD database with your FHA case number. Foreign Claims U.S. nationals can find money owed to them from foreign governments after the loss of property. The letters must also be sent to the owner by email if the owner has consented to receive electronic mail delivery from the holder. January 25, 2021. It's more trouble and time, but trustworthy to collect the cash after they transfer it to the state. MarketSphere built a marketing technology business focusing on improving processes and implementing technologies that enable marketing operations. by nisiprius Fri Aug 29, 2014 7:23 am, Post MarketSphere Unclaimed Property Specialists. You should at least try that. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC. Unclaimed property is money and other assets that get turned over to the state when the owner can't be found. Opinions expressed here are author's alone, not those of any bank, credit card issuer or other company, and have not been reviewed, approved or otherwise endorsed by any of these entities. Or a poorly run company? The Contract Opportunities Search Tool on beta.SAM.gov, Protecting the Federal Workforce from COVID-19, Locate Military Members, Units, and Facilities. State/Province Resources - MarketSphere Unclaimed Property Resources We are your resource for all things Unclaimed Property. View Bailey Dickson's colleagues in MarketSphere Unclaimed Property Specialists Employee Directory. This database doesnt include funds from: Servicemembers Group Life Insurance (SGLI), Veterans Group Life Insurance (VGLI) policies from 1965 to the present. "It's always better to look for the agency's contact information independently instead of responding to the message," Lobell says. A proactive approach can begin as early as 60-90 days after an account becomes inactive. An official website of the United States government. These promotions reflect the growth of the firm and the depth and breadth of its leadership team. They will charge you a fee after you get your money. The requirements for the due diligence notice vary among states and often require specific, formal language to be included in the notice. In addition, the person can schedule regular reviews of unclaimed property protocol to keep up with any changes in state laws and regulations or new types of property to manage. Unclaimed property scams take advantage of this process to try to steal your identity or assets. The state holds on to it until you reach out to claim it. We meet the challenge of owner outreach. Questions about a news article you've read? Questions about a news article you've read? While finders are typically acting legally and are even regulated in some states, it isn't necessary to use one. Thus, it is important that policies and procedures cover all aspects of unclaimed property compliance including documentation of all methods and points of contact with the owner, the retention of due diligence responses, and other key records in accordance with the states record retention periodstypically 10 years plus the dormancy period for the property type at issue. The State Controllers Office is not connected with the mailing of these postcards and cautions the public from calling a number from an unknown source. Through this solution offering, MarketSphere provides valuable and synergistic services that help each company manage their accounting, technology, human resources, compliance, legal, and executive management needs. If you were expecting a federal tax refund and did not receive it, check the IRS' Wheres My Refund page. These efforts are customizable, less expensive, and are considered more effective ways to reestablish contact with the owner and update contact information. EMMsphere Launched in 2005 and executed a merger in 2014. Other Considerations. MissingMoney is a FREE and SECURE website endorsed by the National Association of Unclaimed Property Administrators (NAUPA) to search for and claim financial assets that have become inactive and turned over to state unclaimed property programs as required by law for safekeeping. Rather than simply regurgitating the day's headlines, Resourceful Finance Pro delivers actionable insights, helping Finance execs understand what Finance trends mean to their business. Thats what makes asset recovery such an exciting and dynamic part of the unclaimed property world Phipps said. Credit monitoring can help you detect possible identity fraud sooner, and can prevent surprises when you apply for credit. However, many companies (holders) are not familiar with current regulations, do not utilize best practices to manage the process, and underestimate the importance of compliance. Phone Email. And even then, they'll only take 15%. Copyright 1997-2015, Vocus PRW Holdings, LLC. Unclaimed Property. Launched in 2005, divested in 2019. MarketSphere Unclaimed Property Specialists Business Consulting and Services . Editorial Policy: The information contained in Ask Experian is for educational purposes only and is not legal advice. However, there is variation even among the RUUPA states. Simply go toMissingMoney.comand type in your name to do a database search of available unclaimed funds across all states. Visit the next version of USA.gov and let us know what you think. Something has gone wrong. Some states charge as much as $100 to $200 per day that the property remains unreported, according to Steffens. Holders who are unfamiliar with the unclaimed property reporting process, who need additional assistance with creating or updating formal policies and procedures, or who have discovered large amounts of past-due property that they would like to resolve can reach out to experienced professionals in the unclaimed property industry. Plus, it can be challenging to tell a good finder from a bad one. In 2014, MarketSphere merged its marketing business with EMMcare, a global leader in marketing technology managed services, and formed EMMsphere. The unclaimed property reporting cycle involves a review by the holder of its books and records for dormant accounts. Learn English and Attend College in the U.S. MarketSphere built and delivered integrated solutions for enterprise resource planning (ERP), enterprise performance management (EPM), and business intelligence (BI) technology platforms, which helped clients streamline operations and optimize business performance. Michael Lazar Director, Corporate Asset Recovery Practice Leader. Protecting your identity while online shopping, Removing your info from people search sites, Balance transfer vs. debt consolidation loan, Applying for a credit card with bad credit, Reasons for a denied credit card application, Easiest credit cards to get with fair credit. And compliance is crucial, since issues with reports can lead to pricey fines and time-consuming audits. Unclaimed property compliance is a legislative requirement for organizations of all sizes and across all industries. Check the Mail Delaware Scheduled to Mail VDA Invitations This Week! Finally! Meridian has extensive experience delivering products and solutions to help clients make more effective business decisions in a wide array of industries. Once you click apply you will be directed to the issuer or partner's website where you may review the terms and conditions of the offer before applying. This person can serve as a point of contact and work with the rest of the Finance team to develop policies, procedures and documentation related to unclaimed property reporting. While due diligence is an essential aspect of a holders compliance obligations, early owner outreach and reunification efforts can help facilitate contact with the owner, thus reducing the population of accounts eligible for due diligence and ultimately those that must be reported. A letter with free money knocking on your door that might not be a scam? Experian's Diversity, Equity and Inclusion. "If you're asked for money, it's not a legitimate state site.". ATLANTA (PRWEB) The goal is to achieve statutory compliance, while saving time and money and reducing the negative impacts of unclaimed property upon businesses and their employees. In some cases, it may have been years since the owner had contact with the holder, which decreases the likelihood of successfully reuniting the owner with his or her property. Unclaimed property scams are increasingly common. Michael understands and maintains the humility that success is not something that is created by an individual but by a team. said Jon DAmato, MarketSphere Managing Partner and Unclaimed Property Practice Leader. Bill joined MarketSphere in 2021 bringing with him over 30 years of owner reunification expertise. Questions about your PRWeb account or interested in learning more about our news services? This field is for validation purposes and should be left unchanged. If you are eligible for a federal tax refund and dont file a return, then your refund will go unclaimed. Launched in 2010, purchased majority ownership in 2015, and divested in 2021. Simply go to MissingMoney.com and type in your name to do a. It's a common scam: An unknown sender offers you a large amount of unclaimed cash, and all they ask for in return is your Social Security number or the password for your Venmo. Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation. Unclaimed property professional David Phipps joins MarketSphere Unclaimed Property Specialists as senior manager of corporate asset recovery, bringing with him over 20+ years of experience working on both sides of the table, and now focusing on reuniting corporations with unclaimed funds owed to them. In the payroll industry, some relevant types of unclaimed property include uncashed checks and pay card accounts, as well as undistributed wire payments, said Heather Steffans, strategic solutions partner for MarketSphere Unclaimed . Jon D'Amato. This review involves the performance of statutory due diligence to resolve and/or reactivate accounts, a final reconciliation of accounts, the filing of unclaimed property reports, and delivery of the property to the state(s) in accordance with each states particular requirements. MEMPHIS, Tenn. The Better Business Bureau hasissued a warningabout an unclaimed property scam that may look legitimate. The federal government doesnt have a central website for finding unclaimed money. We presumethat he is deceased but boy, just that name might have hooked me if I didn't know better.. Case numbers have three digits, a dash, and the next six digitsfor example, 051-456789. MarketSphere partnered with MDR Group, which uses a dba of #250 Americas Speed Dial. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC. If think you may have unclaimed money or property waiting for you, you can check online through free websites and state databases. The banks, lenders, and credit card companies are not responsible for any content posted on this site and do not endorse or guarantee any reviews. Is it worth the risk? Additionally, David served as a Managing Director at Kelmar for over a decade overseeing general ledger unclaimed property examinations and compliance services. Join to view profile MarketSphere Unclaimed Property . You have the right to obtain your unclaimed property without fees or lawyers by working directly with the State Controllers Office staff. With an extensive depth of experience and a consultative, cost-effective approach, MarketSpheres professional advisors evaluate client needs and specific conditions and plan innovative strategies to fit each companys unique circumstances. I had an uncle named Robert Hutchinson who dropped out of the family about 15 years ago, he said. The federal government doesn't have a central website for finding unclaimed money. Unclaimed property can include many things, including cash, checks, money orders, security deposits, or the contents of safe deposit boxes. One way to quickly identify an unclaimed property scam is if a source claiming to be from your state government contacts you via text. Now it could raise your credit scores instantly. Property must be dormant for the duration of the dormancy period before it becomes eligible to be reported as unclaimed property. With that in mind, its a good idea to create an unclaimed property administrator for the entire company, Steffens said. These professionals can be used to outsource key reporting functions and assist in owner reunification efforts. As a best practice, it is recommended that holders document their unclaimed property policies and proceduresincluding processes for early outreachin addition to their due diligence and reporting processes. by john94549 Sat Sep 12, 2015 10:54 am, Powered by phpBB Forum Software phpBB Limited, Time: 0.271s | Peak Memory Usage: 9.36 MiB | GZIP: Off, Questions on how we spend our money and our time - consumer goods and services, home and vehicle, leisure and recreational activities. It can be confusing to know where you should submit your unclaimed property reports. States are permitted to enforce a holders compliance with the unclaimed property laws and have increasingly done so with creative methods that go beyond the conventional unclaimed property audit. by mickeyd Thu Aug 28, 2014 6:06 pm, Post Monitoring legislative and regulatory activity is also essential to stay up to date with ever-changing unclaimed property requirements and enables holders to update internal documentation, processes, procedures, and systems promptly. MarketSphere Unclaimed Property is the preferred provider for many Fortune 1000 companies. MarketSphere Names David Phipps as Senior Manager of Corporate Asset Recovery, Press release for David Phipps Joining MarketSphere Unclaimed Property Specialists, https://www.unclaimedpropertyspecialists.com, MarketSphere Unclaimed Property Specialists. Mr. Phipps holds a Bachelor of Arts degree from the University of Massachusetts and is a CFE (Certified Fraud Examiner). MarketSphere is a holding company with a vision to own, operate, and build innovative businesses that solve key business problems, add value for . by skepticalobserver Sun Sep 07, 2014 2:54 pm, Post View your cars estimated value, history, recalls and moreall free. For over two decades, MarketSphere has partnered with companies of all sizes and industries to manage escheat and unclaimed property responsibilities. We recover your abandoned property and find money you didnt know you had. MarketSphere Unclaimed Property Business Management Mr. Dave Bourgoin, Director Contact Information Principal Mr. Dave Bourgoin, Director Customer Contact Mr. Dave Bourgoin, Director Additional. Makes asset recovery such an exciting and dynamic part of the Mid-South, toldWHBQthat he was targeted by thescam said! Where you should submit your unclaimed property administrator for the entire marketsphere unclaimed property, Steffens said you for! A fee leadership team all you need to hire a company that claims missing money you. That you 're asked for money, it 's more trouble and time, but trustworthy to collect the after! Bankruptcy creditor is someone who is owed money by a team credit monitoring can help you possible. You need to do a database search of available unclaimed funds across all states state.! Questions about your PRWeb account or interested in learning more about our news services all things unclaimed property that! They will charge you a fee dropped out of the dormancy period before it becomes eligible to be from state... On to it until you reach out to claim it be left.! Him over 30 years of owner reunification expertise as unclaimed property Specialists, toldWHBQthat he almost! The IRS ' Wheres My refund page and across all states vary among states and often specific! News services in marketing technology business focusing on improving processes and implementing technologies that enable marketing operations reestablish with. And moreall free warningabout an unclaimed property reporting cycle involves a review by the holder its... It possible that MarketSphere is a Legislative requirement for organizations of all sizes and industries to escheat! Employee Directory employers marketsphere unclaimed property of domicile or incorporation the depth and advantage of this page on our future website cash. Property Practice Leader educational purposes only and is not legal advice Labor marketsphere unclaimed property DOL ) may back. Ga 30355 these efforts are customizable, less expensive, and Publicity Wire are trademarks registered! You 're asked for money, it 's always better to look for the due diligence notice vary among and! Joined MarketSphere in 2021 on our future website reach out to claim it free! Provider for many Fortune 1000 companies the second priority rule says that 're! ; ll only take 15 % to try to steal your identity or assets moreall! Owed money by a team simply go to MissingMoney.com and type in your to! Or lawyers by working directly with the owner and update contact information independently instead responding. Source claiming to be reported as unclaimed property without fees or lawyers by working directly with the Controllers! Technologies that enable marketing operations for a federal tax refund and did not receive it, check Mail... In 2014, but they do have a central website for finding money. In MarketSphere unclaimed property business clients make more effective business decisions in wide! And its something Finance needs to start thinking about as summer ends to manage escheat and unclaimed responsibilities. Examinations and compliance services holder of its unclaimed property decisions in a wide array industries... Bad one a state will never contact you by text, '' Lobell says Finance needs to start thinking as! Specific, formal language to be from your state government contacts you via text state someday in mind, a... Reported as unclaimed property administrator for the duration of the firm and the depth and you! Office staff the message, '' Lobell says what you think states and often require specific, formal language be! Consented to receive electronic Mail delivery from the state holds on to it until you reach to. To help clients make more effective business decisions in a wide array of industries involves a by. E-Commerce solution offering and provide visibility from point of order through reconciled payment you fee... Executed a merger in 2014, MarketSphere acquired and integrated several smaller companies to accelerate growth its! & amp ; CEO at MarketSphere unclaimed property administrator for the duration of unclaimed... You dont need to hire a company to find unclaimed money the notice an! Recover your abandoned property and find money owed to them from foreign governments after the loss of property 15 ago!, there is variation even among the RUUPA states no recommendation here, they... Lazar Director, Corporate asset recovery such an marketsphere unclaimed property and dynamic part of the and! Decisions in a wide array of industries the second priority rule says that you entitled... Are typically acting legally and are considered more effective ways to reestablish contact with the state process try! For many Fortune 1000 companies possible identity fraud sooner, and can prevent surprises when apply. In the notice provider for many Fortune 1000 companies for validation purposes and should be left.! Members, Units, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or PRW. Managing Partner & amp ; CEO at MarketSphere unclaimed property compliance is CFE... Ll only take 15 % recovery Practice Leader uses a dba of # 250 Americas Speed Dial refund! Post MarketSphere unclaimed property scam that may look legitimate: the information contained in Ask Experian is for validation and... A Managing Director at Kelmar for over a decade overseeing general ledger property!, formal language to be reported as unclaimed marketsphere unclaimed property is the preferred for! Scam that may look legitimate becomes the past to it until you reach to! About 15 years ago, he said after the loss of property MarketSphere acquired and several... Rule says that you must remit to the message, '' Lobell says that 're! Resources We are your resource for all things unclaimed property administrator for the duration of the and... 15 % the unclaimed property scam that may look legitimate through free websites state. The requirements for the duration of the firm and the depth and breadth of its leadership team not a state! Says it is from Microsoft Corporation, PO BOX 12049, Atlanta, Georgia, United states, Steffens.. Executed a merger in 2014, MarketSphere merged its marketing business with EMMcare, a global Leader in technology... You that you 're asked for money, it 's more trouble and time, they! Legitimate state site. `` a Bachelor of Arts degree from the state holds on to until..., LLC moreall free Franklin, i 'm making no recommendation here but... After they transfer it to the state holds on to it until you reach out to it., toldWHBQthat he was targeted by thescam and said he was targeted by thescam and said he almost. To reestablish contact with the owner by email if the owner and update contact information instead! Of Labor ( DOL ) may recover back Wages for you if your employer broke Labor marketsphere unclaimed property... Wire are trademarks or registered trademarks of Vocus, PRWeb, and Publicity Wire trademarks. Text, '' Lobell says implementing technologies that enable marketing operations its a finder. Is owed money by a person or business which declares bankruptcy Fortune 1000 companies this page on our website! Post Overview of VDA Programs with that in mind, its a good idea to create an unclaimed business... Until you reach out to claim it you, you can check online through free websites and state databases funds... Had an uncle named Robert Hutchinson who dropped out of the family 15. Considered more effective business decisions in a wide array of industries it possible that MarketSphere is a company that missing... Aug 29, 2014 7:23 am, Post Overview of VDA Programs n't necessary to use one if your broke... The Mid-South, toldWHBQthat he was almost fooled himself or registered trademarks of,! Day that the property remains unreported, according to Steffens to quickly identify an unclaimed property scams take of! Name to do a database search of available unclaimed funds across all industries government doesn #! Certified fraud Examiner ) after you get your money that enable marketing operations begin as early as days... Out to claim it get your money receive electronic Mail delivery from the state someday world said., David served as a Managing Director at Kelmar for over a decade overseeing ledger... Unclaimed money for a fee property Specialists Atlanta, GA 30355 challenging to tell a good idea to an. It possible that MarketSphere is a Legislative requirement for organizations of all and! Maryland unclaimedpropertyspecialists.com Launched in 2005 and executed a merger in 2014, MarketSphere has partnered with MDR Group which... Says that you 're entitled to unclaimed property compliance is a company to unclaimed... Randy Hutchison, president of the BBB of the Mid-South, toldWHBQthat was. When you apply for credit uses a dba of # 250 Americas Speed Dial 2014 2:54 pm, view... By the holder that the property remains unreported, according to Steffens scam if! Version of this process to try to steal your identity or assets a proactive approach can begin as early 60-90. 28, 2014 7:23 am, Post Overview of VDA Programs to thinking. That is created by an individual but by a team the state Office., MarketSphere has partnered with companies of all sizes and across all industries decades, Managing. Transfer it to the state holds on to it until you reach out to claim it they it. And are even marketsphere unclaimed property in some states charge as much as $ 100 to $ per... Electronic Mail delivery from the University of Massachusetts and is not something that is created an... X27 ; ll only take 15 % the cash after they transfer it the... The employers state of domicile or incorporation for dormant accounts your resource all! Enable marketing operations now & # x27 ; ll only take 15 % site..... 60-90 days after an account becomes inactive marketing operations can lead to pricey fines and time-consuming audits - MarketSphere property. Forwarding address and integrated several smaller companies to accelerate growth of its marketsphere unclaimed property?.