{ Actual tobacco surcharges will vary by plan and some states do not permit insurers to vary premiums by tobacco status. 6 answers. If I am eligible for Medicare, can I still sign up on the Marketplace? GoldandPlatinumplans have the highest monthly payments but also are the most protective if you get sick or need a lot of medical care: they have actuarial values of about 80% and 90%, respectively. Nov 4, 2020 2:47:25 PM / by Get started by telling us some basic details. If you live in one of these states, the Health Insurance MarketplaceCalculator will calculate your premiums according to your states rules. Silverplans aresomewhatmore financially protective and have an actuarial value of about 70%. Kaiser Permanente makes all contributions to this plan. Video Link: https://www.youtube.com/embed/sd1hsLxaYkM. HSA provided in retirement package as well as health care. 3% wage increase each year until retirement. Sunday, October 18th morning session10am to 11:30amRegister to join here:https://zoom.us/meeting/register/tJcrd-muqzgsGd3n4ixvk-35lVoDAZ2yDlfy, Sunday, October 18th afternoon session12:30pm to 2pmRegister to join here:https://zoom.us/meeting/register/tJYtceGqrz0qGN1P3nlDqtn8vJiNqxzZ5uCR,